Collective health insurance (AV Frieso Compleet)
If you have a minimum income and high healthcare expenses, a collective health insurance means you are properly insured for less money. The local authority has taken out a collective health insurance with healthcare insurer De Friesland.
Why AV Frieso?
The City of Leeuwarden believes that all residents are entitled to good health insurance. By contributing to collective health insurance, we ensure that people with low incomes and high healthcare costs are well insured. Since you are probably also entitled to a care allowance, your premium will be very low. In short: good insurance at low cost.
What you need to know
The group health insurance AV Frieso Compleet consists of a basic insurance policy and supplementary insurance. Do you already have basic insurance with De Friesland? If so, you can switch to the AV Frieso Compleet collective health insurance throughout the year.
Are you currently insured with another health insurer?
Switching insurer’s is possible only at the end of the calendar year. Switch to AV Frieso Compleet group health insurance before 1 January of the following year. As of 1 January you will then be insured via the group health insurance AV Frieso Compleet.
The premium due and the policy excess
2025
- Your monthly contribution for the basic insurance is € 156.25.
- Your monthly contribution for the supplementary insurance (AV Frieso Compleet) is € 32.30.
- In that case, the total monthly contribution is € 188.55.
- The deductible is € 385.
2024
- Your monthly contribution for the basic insurance is € 147.45.
- Your monthly contribution for the supplementary insurance (AV Frieso Compleet) is € 30.75.
- In that case, the total monthly contribution is € 178.20.
- The deductible is € 385.
Please note: you may be entitled to a care allowance, which will lower the amount on the bottom line. You can easily check this on the website datgeldtvoormij.nl
Am I entitled to the insurance?
The insurance is available to all Leeuwarden residents with a low income and low assets. The local authority looks at the level of your income and your assets to see if you are eligible for the AV Frieso Compleet policy. If you have premium arrears or are registered as a non-payer with the CAK, you cannot take out the AV Frieso Compleet insurance.
See the table below for whether you are eligible for the insurance:
| 125% (net excl. holiday allowance) | Single (parent) | Married persons |
|---|---|---|
| Age | Month | Month |
| 18 – 20 living at home | € 383.60 | € 767.20 |
| 18 – 20 not living at home | € 1,533.60 | € 2,179.31 |
| 21 to state retirement age | € 1,553.78 | € 2,219.69 |
| State retirement age | € 1,730.01 | € 2,347.26 |
| Institutional residence | € 544.49 | € 884.03 |
| Assets | Amount |
|---|---|
| Single person | € 6,505.00 |
| Single (parent) and married/cohabiting | € 13,010.00 |
Reimbursements group health insurance AV Frieso Compleet
More information about reimbursements is given on the website of De Friesland.
Application
You can register for AV Frieso Compleet at the website Gezondverzekerd.
Do you need help?
If so, drop by at your local Community Service Centre.
Find out what you are entitled to
Do the check via the website datgeldtvoormij. Here you can see which other schemes and allowances you are eligible for.
Why AV Frieso?
The City of Leeuwarden believes that all residents are entitled to good health insurance. By contributing to collective health insurance, we ensure that people with low incomes and high healthcare costs are well insured. Since you are probably also entitled to a care allowance, your premium will be very low. In short: good insurance at low cost.
What you need to know
The group health insurance AV Frieso Compleet consists of a basic insurance policy and supplementary insurance. Do you already have basic insurance with De Friesland? If so, you can switch to the AV Frieso Compleet collective health insurance throughout the year.
Are you currently insured with another health insurer?
Switching insurer’s is possible only at the end of the calendar year. Switch to AV Frieso Compleet group health insurance before 1 January of the following year. As of 1 January you will then be insured via the group health insurance AV Frieso Compleet.
The premium due and the policy excess
2025
- Your monthly contribution for the basic insurance is € 156.25.
- Your monthly contribution for the supplementary insurance (AV Frieso Compleet) is € 32.30.
- In that case, the total monthly contribution is € 188.55.
- The deductible is € 385.
2024
- Your monthly contribution for the basic insurance is € 147.45.
- Your monthly contribution for the supplementary insurance (AV Frieso Compleet) is € 30.75.
- In that case, the total monthly contribution is € 178.20.
- The deductible is € 385.
Please note: you may be entitled to a care allowance, which will lower the amount on the bottom line. You can easily check this on the website datgeldtvoormij.nl
Am I entitled to the insurance?
The insurance is available to all Leeuwarden residents with a low income and low assets. The local authority looks at the level of your income and your assets to see if you are eligible for the AV Frieso Compleet policy. If you have premium arrears or are registered as a non-payer with the CAK, you cannot take out the AV Frieso Compleet insurance.
See the table below for whether you are eligible for the insurance:
| 125% (net excl. holiday allowance) | Single (parent) | Married persons |
|---|---|---|
| Age | Month | Month |
| 18 – 20 living at home | € 383.60 | € 767.20 |
| 18 – 20 not living at home | € 1,533.60 | € 2,179.31 |
| 21 to state retirement age | € 1,553.78 | € 2,219.69 |
| State retirement age | € 1,730.01 | € 2,347.26 |
| Institutional residence | € 544.49 | € 884.03 |
| Assets | Amount |
|---|---|
| Single person | € 6,505.00 |
| Single (parent) and married/cohabiting | € 13,010.00 |
Reimbursements group health insurance AV Frieso Compleet
More information about reimbursements is given on the website of De Friesland.
Application
You can register for AV Frieso Compleet at the website Gezondverzekerd.
Do you need help?
If so, drop by at your local Community Service Centre.
Find out what you are entitled to
Do the check via the website datgeldtvoormij. Here you can see which other schemes and allowances you are eligible for.